Rabobank

Rabobank's Developer Portal offers comprehensive banking APIs with both PSD2 and Premium tiers.

OAuth2 authentication with mTLS ensures secure connections, with consent valid for 180 days (PSD2) or indefinitely (Premium). The API covers account information, payment initiation, payment requests, and merchant services like Rabo Smart Pay extensively. Good documentation with sandbox environment and multi-factor authentication. However, production access requires PSD2 certification or commercial agreements. Rate limiting applies per subscription plan.

Ideal for fintech and business applications needing Dutch banking integration with strong regulatory compliance.